What is Job Seekers Allowance (JSA)?

What is Job Seekers Allowance

Wondering what is Job Seekers Allowance? Jobseeker’s Allowance (JSA) is a taxable benefit for people who are not working full-time (works below 16 hours per week) or are unemployed. It is a benefit for people who are below state pension age. Though Universal Credit has replaced so many benefits of the people of working age but still some people get it. Let’s delve deep into JSA.

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What is Job Seeker’s Allowance (JSA)?

It is a government incentive to help those people who’re unemployed or on a low income and are looking for a job. This financial benefit is for the people who’re below state pension age and are looking for a job. If someone is unemployed and has paid Class 1 NIC, he/she may be eligible for contribution-based Jobseeker’s Allowance (JSA).

If you have claimed Universal Credit, this allowance is known as a new style Jobseeker’s allowance. There are two main types of Job Seekers allowance:

  • Income-Based
  • Contribution Based

Income-Based JSA

If you haven’t paid sufficient NIC and you don’t have employment or are on a low income, you can receive Income-based JSA.

Contribution Based JSA

You’re eligible for contribution-based JSA if you’ve spent a sufficient amount on NIC as a working person in the last two years. Remember that you can contribution-based JSA for a half year (6 months), although you can get income-based JSA afterward. You need to know that contribution-based JSA can be reduced if you earn enough income by working part-time or from any personal pension.

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Eligibility for JSA

To be eligible for JSA, you need to be:

  • 18 years old or over
  • not claiming a pension
  • not in full-time education
  • living in England, Scotland, or Wales
  • capable to work and looking for work
  • working below 16 hours a week on average

How Much you’ll Get?

If you receive JSA, you are usually paid after every two weeks. Contribution-based JSA is:

What is Job Seekers Allowance

  • up to £58.90 for a person aged 24 or younger
  • up to £74.35 for a person aged 25 or older
  • up to £116.80 for a couple (both aged over 18).

How Can You Claim?

The very first step that you need to do is to claim for JSA is to fill in the online claim form for Jobseekers Allowance. After submitting the form, you need to contact Jobcentre Plus.

You have to wait for a week after the claim. If you can’t apply online, you can get help from a telephone helpline. For this, you can visit the government website.

Quick Sum Up

We hope you have got enough information on what is Job Seekers Allowance, its types, how much you’ll receive and how can you claim for it. Bear in mind that if your circumstances change after claiming the Jobseeker’s Allowance, you need to inform it Jobcentre plus as early as possible. If you’ve made a claim for universal credit, you can report a change by logging into your online account. Change of circumstance includes getting work, moving with a partner, going abroad, etc.

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Disclaimer: This blog is intended for your general information on the above topic.

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