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Xero
Based in NZ
Cloud accounting platform for small businesses and the accountants who support them
MTD for VAT readyOne month free offeredBookkeeping and accounting
- From£18 per month (Ignite plan, ex VAT)
- Free trialOne month free offered
- MTD for VATReady
- Based inNZ
- CategoryBookkeeping
Overview
Xero is a cloud accounting package covering invoicing, bank reconciliation, expenses and reporting, with accountants able to share access to client files. It is developed by a company based in New Zealand and sold in the UK to small businesses of varying sizes. The software supports UK Making Tax Digital for VAT submissions, and a marketplace of connected apps extends it.
At a glance
- Software
- Xero
- Company
- Xero
- Category
- Bookkeeping and accounting
- Price from
- £18 per month (Ignite plan, ex VAT)
- Free trial
- One month free offered
- MTD for VAT
- Ready
- Based in
- NZ
- Last updated here
- 9 November 2026
Features
9 listed- MTD VAT included
- MTD ITSA included
- Bank feeds included
- Invoicing included
- Payroll included
- Multi-currency included
- Cash flow forecast included
- Bill payments included
- Expenses receipts included
Strengths
- Four monthly plans from Ignite to Ultimate, with prices listed ex VAT
- All plans file VAT returns to HMRC
- All plans described as ready for Making Tax Digital for Income Tax
- Payroll is included in plans; the number of people covered rises with the tier
Things to check
- 01Ignite has limits on invoices, and extra per-person payroll and per-payment charges
- 02Multi-currency is only on Comprehensive and Ultimate
- 03Some UK banks may pass on fees for bank feeds
Pricing
From £18 per month (Ignite plan, ex VAT). Ex VAT, billed monthly and renewing until cancelled. New UK customers may get a 6-month introductory discount. Prices as read on the official site on 4 Nov 2026 and may change. Prices are set by the software company, so check the official site for current plans. Price last checked 2026-11-04.
See pricing on the official siteTrial or free planAvailable
One month free offeredConfirm trial terms on the official site.Frequently asked questions
According to the vendor's website on 4 Nov 2026, plans run from £18 to £70 a month ex VAT (Ignite, Grow, Comprehensive, Ultimate). New customers may see a discounted rate for six months.
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