Terms and Conditions of Use of Our Site
Introduction
Diamond Financial (“we / us / our”) control and operate this website (“Site”). The following terms and conditions of use of our Site (“Terms of Use”), along with our Privacy Policy and Cookie Policy, outline the terms upon which users (“you”) use our Site. Use of our Site includes, though is not limited to, accessing, browsing and obtaining information from our Site.
We would request that you read through and consider these documents carefully as you will be bound by our Terms of Use when you use our Site.
You may wish to print a copy of these documents for your future reference.
Acceptance
By using our Site, you confirm that you accept these Terms of Use and you agree that you will comply with them. If you do not agree to these Terms of Use, you must not use our Site.
Please note that we may revise these Terms of Use at any time and we reserve the absolute right to do so. Any amendments will be made on this webpage, therefore, we recommend that you check this from time to time to take note of any changes that we may have made. You will be bound by the Terms of Use in force at the time when you visit our Site. You should also note that although you may “bookmark” a particular portion of our Site and bypass this page, you will still be bound by these Terms of Use.
Furthermore, please note that you are responsible for ensuring that all persons who use our Site through your internet connection are aware of these Terms of Use and that they comply with them.
Disclaimer
The primary purpose of our Site is to give general information about our business and the services we provide. All and any information contained on our Site is of a general nature only and does not, in any way whatsoever, constitute legal or other professional advice.
Furthermore, for the avoidance of doubt, a contractual relationship between you and us is not created by your downloading any content from our Site or by your transmitting or sending us any information through our Site.
We have taken reasonable steps to ensure that the information stated on our Site was correct, complete and up to date when published. We do not, however, make any representations or give any warranties or guarantees, whether express or implied, that any content or information contained on our Site is accurate, free from errors or omissions, complete or up-to-date.
If you choose to contact us through the enquiry fields contained on the “Contact Our Team” portion of our Site or using any of the methods listed below please note that you are not guaranteed or entitled to a reply of any kind and we are under no obligation whatsoever to reply or respond to you. We will especially not respond to or accept any speculative sales or marketing enquiries through such forms of communication.
Indemnity
You agree to indemnify and do hereby indemnify us from and against all and any claims, damages, costs, losses, liabilities, expenses, including legal and other professional expenses, in connection with or related to your use of our Site or from your breach of these Terms of Use.
Limitation of Liability
Except in relation to death, personal injury, fraudulent acts and any other liability which cannot be excluded or limited by Scots law, we do not accept any liability whatsoever for any direct, indirect or consequential loss or damage arising from or in connection with your use of our Site or of any information provided on our Site. You agree that our liability is excluded to the fullest extent permissible in law, irrespective of whether such loss or damage suffered by you was foreseeable or caused by our negligence.
Furthermore, to the fullest extent permitted by law, we exclude all conditions, warranties, representations or other terms, whether express or implied, which may be applicable in respect of our Site and of any information provided on it.
Access
Our Site is made available to you free of charge.
You acknowledge that your use of our Site is solely at your own risk.
Access to our Site is permitted on a temporary basis only. We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, discontinue or change all or any part of our Site without prior notice. We will not be liable to you if for any reason our Site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our Site. You assume full responsibility for all costs associated with the necessary servicing or repairs of equipment used by you in connection with your use of our Site.
Permitted Use
You agree to use our Site for information purposes only.
You may print off one copy, and may download extracts, of any page(s) from our Site for your personal use only. You must not modify in any way the paper or digital copies of any materials you have printed off or downloaded from our Site. For the avoidance of doubt, no right, title or interest in any downloaded/copied materials or software is transferred to you as a result of any such activity.
You must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our Site must always be acknowledged.
You must not use any content or material contained on our Site for commercial purposes without first obtaining a licence to do so from us or our licensors. We are under no obligation whatsoever to grant you any such licence.
Except as stated otherwise, you must not reproduce, publish, transmit, distribute, display, modify, create derived works from, sell or participate in any sale of or exploit in any way, in whole or in part, any content, material or information contained on our Site and, for the avoidance of doubt, you must not make such content, material or information available on your website, on-line service or bulletin board without our prior permission. If you print off, copy or download any part of our Site in breach of these Terms of Use, your right to use our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
You must contact us directly to obtain our prior permission should you wish to make use of the content of our Site in a way which is not otherwise permitted in these Terms of Use.
Third Party Links and Resources on our Site
Where our Site contains links to other websites and / or resources provided by third parties, these links are provided for your information only. We have no control over the contents of such websites or resources. We assume no responsibility whatsoever for the content contained in such linked websites and resources and we will not be liable for any direct, indirect or consequential loss or damage which you or any other party may suffer due to your use of such linked website or resource. Furthermore, such links should not be interpreted as an endorsement by us of any website or resource in any way whatsoever.
Linking to our Site
You may link to the home page of our Site, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not, however, establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. Furthermore, you must not establish a link to our Site on any website that is not owned by you.
Our Site must not be framed on any other website, nor may you create a link to any part of our Site other than the home page.
We reserve the right to withdraw this linking permission without notice. You must comply with any request we make for you to remove such link to our Site.
Intellectual Property Rights
Except where we have stated otherwise, we are the owner, controller or licensee of all intellectual property rights existing in all content, material or information contained on our Site. This includes, though is not limited to, any images, illustrations, designs, photographs, streaming and video content, written content and any other content that forms part of our Site. Such content is protected by copyright laws, trademark laws and other intellectual property rights, all of which extend by way of treaties around the world. All such rights are reserved to us.
Viruses
You are solely responsible for configuring your information technology, computer programmes and platform used in order to access our Site. Like the majority of websites, we cannot guarantee that our Site will be secure or free from bugs or viruses. Accordingly, you should use your own virus protection software when visiting our Site. We will not be liable for any loss or damage, direct, indirect or consequential, caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any content on it, or on any website linked to it.
Furthermore, you must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.
General
These Terms of Use, our Privacy Policy and our Cookie Policy shall be governed by and construed in accordance with the laws of Scotland. Should you wish to take any legal action in relation to these policies you agree that the Scottish courts shall have exclusive jurisdiction.
If any provision of these Terms of Use, our Privacy Policy and our Cookie Policy is found to be invalid the validity of that provision shall not affect the validity of the remaining provisions of the relevant policy which shall remain in full force and effect.
Unless specified otherwise, you may not assign, sub-license or otherwise transfer any of your rights under these Terms of Use, our Privacy Policy and our Cookie Policy.
Should either we or you fail to exercise any right or remedy available under these Terms of Use, our Privacy Policy and our Cookie Policy such failure does not constitute a waiver of that right or remedy.
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