Fluent Mortgage Holdings Limited company overview
Fluent Mortgage Holdings Limited is a private limited company registered with company number 06763065. It was incorporated on 2 Dec 2008 and its current status is active.
The registered office is at 102 Rivington House Chorley New Road, Horwich, Bolton, BL6 5UE. The company has 2 active officers. It was previously called Fluent Mortgages Ltd and 3 other names.
Fluent Mortgage Holdings Limited upcoming deadlines
Year end accounts
Due 30 Sep 2027
Confirmation statement
Due 26 Nov 2026
Corporation tax payment
Due 1 Oct 2027
Dates are the ones Companies House holds for this company. Late accounts trigger automatic Companies House penalties starting at £150, and HMRC charges interest on late corporation tax.
Fluent Mortgage Holdings Limited at a glance
17 years
Trading age
6,557 days since incorporation
2
Active officers
Timothy, Gareth
84
Filings on record
Latest: 4 Nov 2026
100/100
Filing health score
Accounts and statement up to date
Directors of Fluent Mortgage Holdings Limited
Former officers
Nature of business (SIC codes)
64999
Financial intermediation not elsewhere classified
Allowable expenses for Fluent Mortgage Holdings Limited
Based on Fluent Mortgage Holdings Limited's SIC code (64999), these are typical tax-deductible expenses for a general business company. Claiming them lowers the profit you pay corporation tax on.
Vehicle & mileage
45p a mile for the first 10,000 business miles in a personal car.
Staff & director salaries
Wages, employer NI and pension contributions paid through PAYE.
Accountancy & legal fees
Bookkeeping, year-end accounts, tax advice and company secretarial costs.
Business insurance
Public liability, professional indemnity and employer's liability cover.
Phone & internet
Business mobile contracts, broadband and a share of home internet.
General guidance only — every expense must be wholly and exclusively for business. Ask an accountant
Tax guide for businesses like Fluent Mortgage Holdings Limited
How much tax does a limited company pay?
UK companies pay corporation tax at 19% on profits up to £50,000, rising to 25% above £250,000, with marginal relief in between. Claiming every allowable expense reduces taxable profit.
Does a company like Fluent Mortgage Holdings Limited need to register for VAT?
VAT registration is compulsory once taxable turnover passes £90,000 in any rolling 12 months. Many businesses register voluntarily to reclaim VAT on costs.
How much does an accountant cost for a limited company in Bolton?
Fixed-fee accountants typically charge £60–£200 a month for a small limited company, covering year-end accounts, corporation tax and the confirmation statement.
Can directors of Fluent Mortgage Holdings Limited pay themselves in dividends?
Most small company directors take a low salary plus dividends. Dividends are paid from profits after corporation tax, with an annual £500 dividend allowance.
Filing history
4 Nov 2026 · AA
Audit exemption subsiduary accounts made up to 31 Dec 2025
4 Nov 2026 · PARENT_ACC
Legacy
4 Nov 2026 · AGREEMENT2
Legacy
4 Nov 2026 · GUARANTEE2
Legacy
6 Oct 2026 · TM01
Termination of appointment of Emilie Nadia Marcelline Burgaud Mccarthy as a director on 22 Sep 2026
6 Oct 2026 · TM01
Termination of appointment of Peter Christopher Steven Brodnicki as a director on 22 Sep 2026
6 Oct 2026 · AP01
Appointment of Mr Gareth John Herbert as a director on 22 Sep 2026
9 Jan 2026 · TM01
Termination of appointment of Benjamin David Thompson as a director on 31 Dec 2025
12 Nov 2025 · CS01
Confirmation statement made on 12 Nov 2025 with no updates
1 Oct 2025 · AA
Audit exemption subsiduary accounts made up to 31 Dec 2024
1 Oct 2025 · PARENT_ACC
Legacy
14 Apr 2025 · GUARANTEE2
Legacy
14 Apr 2025 · AGREEMENT2
Legacy
13 Nov 2024 · CS01
Confirmation statement made on 13 Nov 2024 with no updates
5 Nov 2024 · CS01
Confirmation statement made on 1 Nov 2024 with no updates
12 Oct 2024 · AA
Small accounts made up to 31 Dec 2023
15 Aug 2024 · TM02
Termination of appointment of Fabien Benjamin Holler as a secretary on 30 Jun 2024
27 Jun 2024 · AP01
Appointment of Ms Emilie Nadia Marcelline Burgaud Mccarthy as a director on 18 Jun 2024
27 Jun 2024 · TM01
Termination of appointment of Lucy Claire Tilley as a director on 7 Jun 2024
27 Nov 2023 · TM01
Termination of appointment of Kevin Hindley as a director on 27 Nov 2023
Showing the latest 20 of 84 filings. See the full history on Companies House
Accounting services for Fluent Mortgage Holdings Limited
From tax to payroll, find accountants who look after every part of Fluent Mortgage Holdings Limited’s finances.
Year-end accounts
Statutory accounts prepared and filed with Companies House on time, every year.
Corporation tax
CT600 returns filed with HMRC and tax planned so you only pay what you owe.
Payroll
Pay your team on time every month, with RTI submissions and pensions handled.
VAT & bookkeeping
Keep your books tidy and your VAT returns MTD-ready all year round.
Confirmation statement
Your annual confirmation statement checked and filed before the deadline.
Management accounts
Monthly or quarterly reports so you can see how the business is really doing.
More about Fluent Mortgage Holdings Limited
About Fluent Mortgage Holdings Limited
Fluent Mortgage Holdings Limited is a UK private limited company based in Bolton, registered at Companies House as company number 06763065 since 2 Dec 2008. Its listed activities include financial intermediation not elsewhere classified. This page brings together its public record — directors, registered office, nature of business and filing history — in one easy place.
Fluent Mortgage Holdings Limited filings and compliance
Every UK limited company must file annual accounts, a confirmation statement and a corporation tax return each year. Fluent Mortgage Holdings Limited has 84 filings on record. Keeping on top of these deadlines avoids automatic penalties from Companies House and HMRC, which start at £150 for late accounts.
Looking for an accountant in Bolton?
Businesses like Fluent Mortgage Holdings Limited often use a local accountant for year-end accounts, corporation tax, VAT and payroll. Compare fixed-fee, regulated accountants near Bolton and get free quotes in minutes.
This page shows public information from Companies House. Director of Fluent Mortgage Holdings Limited?
Fluent Mortgage Holdings Limited – frequently asked questions
What is the company number of Fluent Mortgage Holdings Limited?
Fluent Mortgage Holdings Limited is registered at Companies House under company number 06763065.
When was Fluent Mortgage Holdings Limited incorporated?
Fluent Mortgage Holdings Limited was incorporated on 2 Dec 2008 as a private limited company.
Who are the directors of Fluent Mortgage Holdings Limited?
Current officers are Timothy Allen Wheeldon (director) and Gareth John Herbert (director).
What does Fluent Mortgage Holdings Limited do?
The company's registered nature of business (SIC) is 64999 – Financial intermediation not elsewhere classified.
Where is Fluent Mortgage Holdings Limited registered?
The registered office address is 102 Rivington House Chorley New Road, Horwich, Bolton, BL6 5UE.
Is Fluent Mortgage Holdings Limited still trading?
According to its latest Companies House record the company status is active. Its most recent filing was audit exemption subsiduary accounts made up to 31 Dec 2025 on 4 Nov 2026.