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Companies House · 03104671 Active

St Andrew's Insurance PLC

Public limited company

33 Old Broad Street, London, EC2N 1HZ

Find an accountant View on Companies House

03104671

Company number

15 Sep 1995

Incorporated

10

Active officers

31 Dec 2025

Last accounts made up to

St Andrew's Insurance PLC company overview

St Andrew's Insurance PLC is a public limited company registered with company number 03104671. It was incorporated on 15 Sep 1995 and its current status is active.

The registered office is at 33 Old Broad Street, London, EC2N 1HZ. The company has 10 active officers. It was previously called Surrey Public Limited Company.

St Andrew's Insurance PLC upcoming deadlines

Year end accounts

Due 30 Jun 2027

229 days

Confirmation statement

Due 6 Nov 2027

358 days

Corporation tax payment

Due 1 Oct 2027

322 days

Dates are the ones Companies House holds for this company. Late accounts trigger automatic Companies House penalties starting at £150, and HMRC charges interest on late corporation tax.

St Andrew's Insurance PLC at a glance

31 years

Trading age

11,382 days since incorporation

10

Active officers

Gayle, William, Chirantan, Matthew

353

Filings on record

Latest: 2 Nov 2026

100/100

Filing health score

Accounts and statement up to date

Directors of St Andrew's Insurance PLC

Nature of business (SIC codes)

65120

Non-life insurance

Allowable expenses for St Andrew's Insurance PLC

Based on St Andrew's Insurance PLC's SIC code (65120), these are typical tax-deductible expenses for a general business company. Claiming them lowers the profit you pay corporation tax on.

Vehicle & mileage

45p a mile for the first 10,000 business miles in a personal car.

Staff & director salaries

Wages, employer NI and pension contributions paid through PAYE.

Accountancy & legal fees

Bookkeeping, year-end accounts, tax advice and company secretarial costs.

Business insurance

Public liability, professional indemnity and employer's liability cover.

Phone & internet

Business mobile contracts, broadband and a share of home internet.

General guidance only — every expense must be wholly and exclusively for business. Ask an accountant

Tax guide for businesses like St Andrew's Insurance PLC

How much tax does a limited company pay?

UK companies pay corporation tax at 19% on profits up to £50,000, rising to 25% above £250,000, with marginal relief in between. Claiming every allowable expense reduces taxable profit.

Does a company like St Andrew's Insurance PLC need to register for VAT?

VAT registration is compulsory once taxable turnover passes £90,000 in any rolling 12 months. Many businesses register voluntarily to reclaim VAT on costs.

How much does an accountant cost for a limited company in London?

Fixed-fee accountants typically charge £60–£200 a month for a small limited company, covering year-end accounts, corporation tax and the confirmation statement.

Can directors of St Andrew's Insurance PLC pay themselves in dividends?

Most small company directors take a low salary plus dividends. Dividends are paid from profits after corporation tax, with an annual £500 dividend allowance.

Filing history

  1. 2 Nov 2026 · TM01

    Termination of appointment of Kirstine Ann Cooper as a director on 31 Oct 2026

  2. 23 Oct 2026 · CS01

    Confirmation statement made on 23 Oct 2026 with no updates

  3. 2 Oct 2026 · TM01

    Termination of appointment of Christopher John George Moulder as a director on 30 Sep 2026

  4. 13 Jul 2026 · AP01

    Appointment of Danuta Gray as a director on 1 Jul 2026

  5. 14 Apr 2026 · AA

    Full accounts made up to 31 Dec 2025

  6. 2 Mar 2026 · TM02

    Termination of appointment of Caroline Anne Riddy as a secretary on 28 Feb 2026

  7. 2 Mar 2026 · AP03

    Appointment of Mr Krishna Venkata Raman as a secretary on 1 Mar 2026

  8. 3 Feb 2026 · AP01

    Appointment of Mrs Dena Jane Brumpton as a director on 2 Feb 2026

  9. 14 Nov 2025 · CS01

    Confirmation statement made on 14 Nov 2025 with no updates

  10. 4 Nov 2025 · TM01

    Termination director company

  11. 6 Oct 2025 · RP01CS01

    Replacement filing of confirmation statement with made up date

  12. 16 Jul 2025 · AP01

    Appointment of Mrs Mary Helen Trussell as a director on 7 Jul 2025

  13. 5 Jun 2025 · TM01

    Termination of appointment of Joanna Kate Harris as a director on 4 Jun 2025

  14. 2 Apr 2025 · AA

    Full accounts made up to 31 Dec 2024

  15. 19 Mar 2025 · TM01

    Termination of appointment of Deborah Lee Davis as a director on 18 Mar 2025

  16. 6 Mar 2025 · CS01

    Confirmation statement made on 6 Mar 2025 with no updates

  17. 4 Dec 2024 · CH01

    Director's details changed for Mr Christopher John George Moulder on 2 Dec 2024

  18. 4 Dec 2024 · CH01

    Director's details changed for Mrs Deborah Lee Davis on 2 Dec 2024

  19. 4 Dec 2024 · CH01

    Director's details changed for Mr Matthew Hilmar Cuhls on 2 Dec 2024

  20. 4 Dec 2024 · CH01

    Director's details changed for Mrs Gayle Elaine Schumacher on 2 Dec 2024

Showing the latest 20 of 353 filings. See the full history on Companies House

Accounting services for St Andrew's Insurance PLC

More about St Andrew's Insurance PLC

About St Andrew's Insurance PLC

St Andrew's Insurance PLC is a UK public limited company based in London, registered at Companies House as company number 03104671 since 15 Sep 1995. Its listed activities include non-life insurance. This page brings together its public record — directors, registered office, nature of business and filing history — in one easy place.

St Andrew's Insurance PLC filings and compliance

Every UK limited company must file annual accounts, a confirmation statement and a corporation tax return each year. St Andrew's Insurance PLC has 353 filings on record. Keeping on top of these deadlines avoids automatic penalties from Companies House and HMRC, which start at £150 for late accounts.

Looking for an accountant in London?

Businesses like St Andrew's Insurance PLC often use a local accountant for year-end accounts, corporation tax, VAT and payroll. Compare fixed-fee, regulated accountants near London and get free quotes in minutes.

This page shows public information from Companies House. Director of St Andrew's Insurance PLC?

St Andrew's Insurance PLC – frequently asked questions

What is the company number of St Andrew's Insurance PLC?

St Andrew's Insurance PLC is registered at Companies House under company number 03104671.

When was St Andrew's Insurance PLC incorporated?

St Andrew's Insurance PLC was incorporated on 15 Sep 1995 as a public limited company.

Who are the directors of St Andrew's Insurance PLC?

Current officers are Gayle Elaine Schumacher (director), William Leon David Chalmers (director), Chirantan Barua (director), Matthew Hilmar Cuhls (director), Shingirai Thaddeus Nyahasha (director), Paul Gerard Mcnamara (director) and 4 more.

What does St Andrew's Insurance PLC do?

The company's registered nature of business (SIC) is 65120 – Non-life insurance.

Where is St Andrew's Insurance PLC registered?

The registered office address is 33 Old Broad Street, London, EC2N 1HZ.

Is St Andrew's Insurance PLC still trading?

According to its latest Companies House record the company status is active. Its most recent filing was termination of appointment of Kirstine Ann Cooper as a director on 31 Oct 2026 on 2 Nov 2026.

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