U. M. Association (Special Risks) Limited company overview
U. M. Association (Special Risks) Limited is a private company limited by guarantee registered with company number 02841713. It was incorporated on 28 Jul 1993 and its current status is active.
The registered office is at 5 St. Helen's Place, London, EC3A 6AB. The company has 9 active officers. It was previously called U.M. Association (Terrorism) Limited.
U. M. Association (Special Risks) Limited upcoming deadlines
Year end accounts
Due 30 Apr 2027
Confirmation statement
Due 11 Aug 2027
Corporation tax payment
Due 1 May 2027
Dates are the ones Companies House holds for this company. Late accounts trigger automatic Companies House penalties starting at £150, and HMRC charges interest on late corporation tax.
U. M. Association (Special Risks) Limited at a glance
33 years
Trading age
12,163 days since incorporation
9
Active officers
Michael, Harinderjit, Nicola, Julie
250
Filings on record
Latest: 16 Sep 2026
100/100
Filing health score
Accounts and statement up to date
Directors of U. M. Association (Special Risks) Limited
Former officers
49 more officers are on the register. See all on Companies House
Nature of business (SIC codes)
74909
Other professional, scientific and technical activities not elsewhere classified
Allowable expenses for U. M. Association (Special Risks) Limited
Based on U. M. Association (Special Risks) Limited's SIC code (74909), these are typical tax-deductible expenses for a professional & creative services company. Claiming them lowers the profit you pay corporation tax on.
Design tools & equipment
Creative software, cameras, drawing tablets and props.
Professional memberships
HMRC-approved professional body subscriptions.
Business travel
Trains, flights, hotels and subsistence for client work.
Working from home
A share of household bills or the £6-a-week flat rate.
Vehicle & mileage
45p a mile for the first 10,000 business miles in a personal car.
Staff & director salaries
Wages, employer NI and pension contributions paid through PAYE.
Accountancy & legal fees
Bookkeeping, year-end accounts, tax advice and company secretarial costs.
Business insurance
Public liability, professional indemnity and employer's liability cover.
Phone & internet
Business mobile contracts, broadband and a share of home internet.
General guidance only — every expense must be wholly and exclusively for business. Ask an accountant
Tax guide for businesses like U. M. Association (Special Risks) Limited
How much tax does a professional & creative services company pay?
UK companies pay corporation tax at 19% on profits up to £50,000, rising to 25% above £250,000, with marginal relief in between. Claiming every allowable expense reduces taxable profit.
Does a company like U. M. Association (Special Risks) Limited need to register for VAT?
VAT registration is compulsory once taxable turnover passes £90,000 in any rolling 12 months. Many businesses register voluntarily to reclaim VAT on costs.
How much does an accountant cost for a limited company in London?
Fixed-fee accountants typically charge £60–£200 a month for a small limited company, covering year-end accounts, corporation tax and the confirmation statement.
Can directors of U. M. Association (Special Risks) Limited pay themselves in dividends?
Most small company directors take a low salary plus dividends. Dividends are paid from profits after corporation tax, with an annual £500 dividend allowance.
Filing history
16 Sep 2026 · AP01
Appointment of Mr Mark Thomas Chester as a director on 16 Sep 2026
28 Jul 2026 · CS01
Confirmation statement made on 28 Jul 2026 with no updates
17 Jun 2026 · AP01
Appointment of Mrs Janet Baines as a director on 17 Jun 2026
18 Apr 2026 · AA
Small accounts made up to 31 Jul 2025
3 Mar 2026 · TM01
Termination of appointment of Andrew Keeble as a director on 28 Feb 2026
29 Jul 2025 · CS01
Confirmation statement made on 28 Jul 2025 with no updates
18 Jun 2025 · AP01
Appointment of Mrs Julie Elizabeth Armitage as a director on 18 Jun 2025
15 Apr 2025 · AA
Small accounts made up to 31 Jul 2024
31 Jul 2024 · CS01
Confirmation statement made on 28 Jul 2024 with no updates
22 Apr 2024 · AP01
Appointment of Mr Darren Antony Xiberras as a director on 22 Apr 2024
19 Apr 2024 · AA
Small accounts made up to 31 Jul 2023
15 Apr 2024 · AP01
Appointment of Mr Martin Morrison Hay as a director on 15 Apr 2024
15 Apr 2024 · AP01
Appointment of Ms Julie Ann Charge as a director on 15 Apr 2024
13 Dec 2023 · TM01
Termination of appointment of Simon Christopher Holt as a director on 13 Dec 2023
1 Aug 2023 · CS01
Confirmation statement made on 28 Jul 2023 with no updates
17 Apr 2023 · AA
Small accounts made up to 31 Jul 2022
14 Dec 2022 · TM01
Termination of appointment of James Anthony Lacey as a director on 14 Dec 2022
2 Aug 2022 · CS01
Confirmation statement made on 28 Jul 2022 with no updates
8 Apr 2022 · AA
Small accounts made up to 31 Jul 2021
28 Jul 2021 · CS01
Confirmation statement made on 28 Jul 2021 with no updates
Showing the latest 20 of 250 filings. See the full history on Companies House
Accounting services for U. M. Association (Special Risks) Limited
From tax to payroll, find accountants who look after every part of U. M. Association (Special Risks) Limited’s finances.
Year-end accounts
Statutory accounts prepared and filed with Companies House on time, every year.
Corporation tax
CT600 returns filed with HMRC and tax planned so you only pay what you owe.
Payroll
Pay your team on time every month, with RTI submissions and pensions handled.
VAT & bookkeeping
Keep your books tidy and your VAT returns MTD-ready all year round.
Confirmation statement
Your annual confirmation statement checked and filed before the deadline.
Management accounts
Monthly or quarterly reports so you can see how the business is really doing.
More about U. M. Association (Special Risks) Limited
About U. M. Association (Special Risks) Limited
U. M. Association (Special Risks) Limited is a UK private company limited by guarantee based in London, registered at Companies House as company number 02841713 since 28 Jul 1993. Its listed activities include other professional, scientific and technical activities not elsewhere classified. This page brings together its public record — directors, registered office, nature of business and filing history — in one easy place.
U. M. Association (Special Risks) Limited filings and compliance
Every UK limited company must file annual accounts, a confirmation statement and a corporation tax return each year. U. M. Association (Special Risks) Limited has 250 filings on record. Keeping on top of these deadlines avoids automatic penalties from Companies House and HMRC, which start at £150 for late accounts.
Looking for an accountant in London?
Businesses like U. M. Association (Special Risks) Limited often use a local accountant for year-end accounts, corporation tax, VAT and payroll. Compare fixed-fee, regulated accountants near London and get free quotes in minutes.
This page shows public information from Companies House. Director of U. M. Association (Special Risks) Limited?
U. M. Association (Special Risks) Limited – frequently asked questions
What is the company number of U. M. Association (Special Risks) Limited?
U. M. Association (Special Risks) Limited is registered at Companies House under company number 02841713.
When was U. M. Association (Special Risks) Limited incorporated?
U. M. Association (Special Risks) Limited was incorporated on 28 Jul 1993 as a private company limited by guarantee.
Who are the directors of U. M. Association (Special Risks) Limited?
Current officers are Michael Derek Davies (director), Harinderjit Singh Nagra (secretary), Nicola Kate Cardenas Blanco (director), Julie Ann Charge (director), Martin Morrison Hay (director), Darren Antony Xiberras (director) and 3 more.
What does U. M. Association (Special Risks) Limited do?
The company's registered nature of business (SIC) is 74909 – Other professional, scientific and technical activities not elsewhere classified.
Where is U. M. Association (Special Risks) Limited registered?
The registered office address is 5 St. Helen's Place, London, EC3A 6AB.
Is U. M. Association (Special Risks) Limited still trading?
According to its latest Companies House record the company status is active. Its most recent filing was appointment of Mr Mark Thomas Chester as a director on 16 Sep 2026 on 16 Sep 2026.