What Does DWP XB Mean and Why has it Come Up on My Bank Statement?

What Does DWP XB Mean?

As December approaches every year, many people who receive pension funds or they have claimed pensions for the upcoming December, notice an unusual and unknown entry of DWP XB on their bank statements. The question popping up on there is “What is the DWP XB meaning?”

DWP XB is a payment given to all those people who have claimed benefits from the Department of Work and Pension (DWP).

XB stands for Christmas Bonus. So, it is a bonus given to the benefit claimants every year by the DWP due to the struggling financial position of many people who find it hard to celebrate Christmas every year.

In this blog, we will discuss DWP XB meaning and who can claim it. Moreover, we will discuss when and how much you can claim it and what is the procedure to get it. So, let’s start!


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DWP XB Meaning

DWP XB is a Christmas Bonus given to those people who are living on a pension or going to claim their pension funds in the upcoming December. If your claims are due in the month of December, you are most likely to get a Christmas Bonus from the DWP.

This is the reason this specific bonus is known as DWP XB in its literal sense. Additionally, every year around 20 million people claim the benefits for social welfare from the DWP. This institution is responsible for ensuring public welfare and health and provides welfare services to the elderly, disabled and sick people who are going through a financial struggle.

As a token of their social support, they provide a small amount of Christmas Bonus (XB) to these people. So that they can celebrate Christmas and don’t feel deprived and segregated.


Eligibility For the DWP XB Bonus

If you have claimed any of the benefits from the DWP.

  1. Armed Forces Independence Payment.
  2. Attendance Allowance.
  3. Carer’s Allowance.
  4. Child Disability Payment.
  5. Constant Attendance Allowance (paid under Industrial Injuries or War Pensions schemes).
  6. Contribution-based Employment and Support Allowance (once the main phase of the benefit is entered after the first 13 weeks of claim).
  7. Disability Living Allowance.
  8. Incapacity Benefits at the long-term rate.
  9. Industrial Death Benefit (for widows or widowers).
  10. Mobility Supplement.
  11. Pension Credit – the guarantee element.
  12. Personal Independence Payment (PIP).
  13. State Pension (including Graduated Retirement Benefit).
  14. Severe Disablement Allowance (transitionally protected).
  15. Unemployability Supplement or Allowance (paid under Industrial Injuries or War Pensions schemes).
  16. War Disablement Pension at State Pension age.
  17. War Widow’s Pension.
  18. Widowed Mother’s Allowance.
  19. Widowed Parent’s Allowance.
  20. Widow’s Pension.

Moreover, if you’re a resident of the UK and you have claimed any of the above benefits, you are eligible for this bonus. Otherwise, you cannot claim and are not entitled to this bonus in December.


When and How Much I Can Get DWP XB?

The Christmas Bonus from the DWP is delivered in the first week of December every year to the bank accounts of those millions of people who have claimed state pension or other benefits in the qualifying December.

This is the reason, the claimant observes DWP XB on their bank statements in the first week of December. The amount they receive is £10 from the DWP. This amount is fixed and tax-free and the claimants do not have to pay any tax on this bonus or benefit.


Christmas Bonus Payment For the Couples

A Christmas Bonus of £10 is a relatively small amount, but it could be helpful especially when inflation is on the rise and extra cash could be a real Christmas gift when you can spend them on your wishes and desires during financial hardships.

The DWP XB really works for couples also. The couple who have claimed benefits will qualify for DWP XB. They will receive a separate XB bonus. Moreover, if they have reached the age of getting a pension fund by the qualifying December, they can become eligible for this XB. Moreover, if they are present at a qualifying location during the following days.

If either of these partners or civil partners is eligible for an increase in the pension or other benefits, they are eligible for the XB also. Besides, they receive only Pension Credit as a qualifying benefit as XB.


The Bottom Line

The bottom line is that XB is a small token of respect and support for those financially struggling people in the UK. This support is provided by the DWP, an institution responsible for the welfare of the people in the UK.

This bonus is given to nearly 20 million people every year and it is transferred to their bank accounts. It is transferred automatically and the benefit claimants are not required to claim them. However, there are certain benefits that qualify a person for this bonus.


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Disclaimer: All the information provided in this article on DWP XB meaning, including all the texts and graphics, is general in nature. It does not intend to disregard any of the professional advice.